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Running a small catering operation from home?

Hi,

Hi
If you are supplying food from your home then you will need to get you kitchen inspected by the food safety officer from you local council authority, you will need to be able to prove due diligence in all areas of food preparation, hold the relevanat food safety qualifications and have a proved HACCP system in place, if you are being paid for this service you provide you will need to register as a business and have the relevant insurance in place, finger food is one of the biggest causes of food poisioning and if you are not insured you could be in big trouble financially – I’m sre this is not waht you wanted to hear, but it is the truth!
Good luck whatever you decide!!

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One of the best things about retirement is that it gives you more time for travelling. You can stay longer in your favourite holiday spots, or set out to explore all those places on your ‘Must See One Day’ list. You can also visit distant friends and relatives more often without having to rush back for work on Monday morning.

Unfortunately, the cost of transport, accommodation and eating out soon adds up, and most people find their wanderlust restricted by their bank balance.

But you don’t have to be a millionaire to enjoy a free and easy lifestyle. All you need is a touring caravan or motor home. Decide where you want to go, do a quick Internet search to find and book a suitable campsite at a very reasonable price, and off you go!

Modern caravans and motor homes are nothing like the cold, cramped metal boxes of the past. In fact, many are positively luxurious! Showers, fully equipped kitchens and comfortable beds come as standard in lots of models, and you can add your own individual touches to create a home from home that’s exactly right for you.

Taking your accommodation with you solves all kinds of travel problems. There are no luggage restrictions for a start, and you don’t have to spend your journey worrying that your bags might go astray. Simply take whatever you need. And that can include your pets, of course.

Plan your own route; taking breaks where and when you want. You can stay on one site for a week, or longer, or move on every day. Eat when you like, sleep when you want, be as active or relaxed as the mood takes you.

Sites vary from the small and secluded to large holiday parks complete with shops, restaurants and entertainment. If you prefer the quiet life, you will be pleased to know that many sites are for adults only. But if you’re treating your grandchildren to a holiday look for family-friendly sites with safe play areas.

There are thousands of licensed sites to choose from all over the UK. If you want to go further afield it’s easy to take a ferry or use Eurotunnel to explore the rest of Europe. And you don’t have to confine your travels to the summer months. Imagine touring Portugal and Spain to escape the British winter!

If you’re new to caravanning, it’s a good idea to hire a caravan or motor home for a short break. Decide what you like – or don’t like – about the hired model so you’ll know what to look for when investing in one of own. And when you find the one that ticks all your boxes your life will change, for the better!

Sold on the idea of buying into the freedom a caravan or motor home will give you but not quite sure how to finance it?

Of course there is a range of finance options out there, but if you don’t want the burden of monthly repayments, or the worry of credit checks or income related loan agreements that you may not qualify for, there is another option. If you are a homeowner and are aged 55+, you could release some of the value of your home to fund your retirement dreams. This is called equity release, and it is a safe and very popular finance option amongst the retired population.

Providing you take independent equity release advice and deal with a specialist equity release adviser who is regulated by the Financial Services Authority (FSA) and who only recommends products endorsed by Safe Home Income Plans (SHIP), you can be assured that releasing cash from your property is completely safe, that you will never owe more than it is worth and you can live in your home for as long as you wish.

Equity release involves no monthly repayments, no credit checks and the finance is not related to your income.

If you would like to enjoy the freedom and benefits a caravan or motor home brings, and you are aged 55+ and own your own home, why not consider equity release? Providing you take independent financial advice from a Financial Services Authority regulated equity release specialist, you’ll be well advised and certain that the finance option is the right one for you.

Geoff Charles is the Managing Director of Bower Retirement Services, an Essex-based FSA regulated independent financial advice company that offers specialist advice on equity release throughout the south of England and free on-going, lifelong customer support. For more information visit http://www.brsequity.co.uk, telephone 01277 262724 or e-mail info@brsequity.co.uk.

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